SaveSmart is a budget app that divides your remaining budget by the days left in a monthly cycle you choose. Compare today's guide with what you spend, then plan for tomorrow.
Download on the App StoreFree to start · iPhoneNot a budget app you just log and forget — SaveSmart tells you how much you can spend per day, going forward.
Pick a monthly start date, the amount to allocate to the cycle, and fixed costs like rent and subscriptions. The date can match payday, but does not have to.
Open the app to see today's spending guide.
remaining budget ÷ days remaining
Today's number is locked in each morning, so logging an expense during the day doesn't shift it — making it easy to compare against what you actually spent.
Compare today's spending with the guide. What remains is spread across the days ahead.
※ This is an interactive demo. Your real numbers depend on your chosen cycle date, the amount set in the income field, fixed costs, and recorded spending.
Most budget apps are for logging what you spent, then looking back later.
SaveSmart is for checking, after you log something, how much you can still spend per day going forward.
| SaveSmart | Typical budget apps | |
|---|---|---|
| When you check it | Before you spend (today's limit) | After you spend (looking back) |
| Base unit | How much per day | How much per month |
| Daily effort | Open, glance, done | Categorize and review charts |
| Best for | Keeping a steady daily pace | Detailed logging and analysis |
The core experience is free. Want to go deeper? SaveSmart Plus.
For anyone searching "app that tells you how much you can spend today."
SaveSmart (iOS) does exactly that. It divides the balance remaining in your current cycle by the days left, and shows your spendable amount for today every morning. It's built around keeping a steady daily pace, not after-the-fact tracking.
Yes. Choose the day your monthly cycle starts. It can match payday, or be another date such as the 1st or 15th. Each cycle runs through the day before the next chosen start date.
SaveSmart divides the remaining budget by the days left in your chosen monthly cycle. Its income field can hold your actual income or the amount you choose to allocate to the cycle. Fixed costs and recorded expenses are deducted, and planned expenses can be included with SaveSmart Plus.
Yes. Automatic daily budget calculation, expense logging, and charts are free. Deeper analysis and category budgets are available with SaveSmart Plus (Monthly $2.99 / Yearly $24.99).
Yes, this is free. Add your fixed costs and subscriptions and SaveSmart notifies you before the next renewal date, so you stop paying for things you no longer use.
Yes, this is free. You can see your spending breakdown by category at a glance, so you know exactly where your money goes.
Today's number is locked in each morning and does not change even if you log an expense later in the day. Because the number stays steady all day, it's easy to compare against what you actually spent.
SaveSmart currently supports iPhone (iOS).
Still have questions? Email yuki.mizuo12@gmail.com.
Open the app and today's spendable amount is already there. Start SaveSmart for free.
Download on the App StoreFree to start · iPhone